If you have had missed payments, arrears, defaults, county court judgements, debt management plans, there are still mortgage options available.
Whether you’re a first time buyer, a homeowner looking to move or re-mortgage, we offer a FREE service to help ‘tidy up’ your credit report and give you the best chance for a mortgage approval.
Then we’ll identify the lenders most likely to provide you with the mortgage you need. We’ll take a good look at your finances before ruling out the mortgage providers with strict and inflexible lending criteria. With our help, there’s no need to send off countless applications or risk being turned away.
If you have been made bankrupt in the past 6 years and are either struggling to get a mortgage or worried that you might not be accepted, there are mortgage options available and we can help!
We can start to rebuild your credit profile, and identify the right lenders on the market who are most likely to provide you with a mortgage.
If you keep up your repayments, your credit rating should continue to improve and with our annual review we will ensure you’re kept on the right deal possible.
Your home may be repossessed if you do not keep up your repayments on your mortgage.
Some buy to let and let to buy mortgages are not regulated by the Financial Conduct Authority.