Life and Critical illness cover

At Mortgage Solutions, we understand that in the event that something was to happen to you, your loved ones should be financially prepared and protected. We are here to ensure you receive the best life and critical cover solution.

How can we help?

We are here to help you discover the best options and policies that will help you and your family with any financial problems during difficult times, offering them peace of mind. Choosing the right life and critical insurance that works best for you can be a hard process, with so many to choose from and so many aspects to take into consideration.

 Our expert advisors can help and guide your individual circumstance. They will compare life and critical insurance quotes from the top life and critical cover insurance providers and ensure that you receive the solutions that are most suited to fulfil your financial needs.

Finding a solution with terms and conditions you are fully aware of is important to us. With numerous life and critical illness policies online, it can be a complicated experience to choose the right one. Our expert team will provide you with up-to-date market research and provide you with the life and critical cover options that suits your need.

What is Life and Critical illness cover?

Life and critical illness cover is a policy that provides you with money that protects and supports your loved ones, such as family members or business partners if death or critical illness were to happen to you.  Life and critical illness cover enables them to be fully financially prepared and protected, without added additional stress or lifestyle changes in a worst-case scenario.

What is the difference between life and critical illness cover?

Life cover entails that your loved ones will receive a lump sum during the length of your policy, in the event of your passing. This policy does not cover financial help due to health emergencies; this is critical cover. Critical cover entails that your loved ones are provided with a one-off and tax-free lump sum payment, in the event of a diagnosed serious illness such as cancer or permanent disability caused by injury. Critical cover only helps with financial issues concerning illness from a specific list of critical illnesses

Life and critical illness cover can be received, separately and combined in one plan. The terms and conditions for life and critical illness cover also differ. Both covers are important in safeguarding those who are financially dependent on you. This protects them against a loss of income or having to take on any other costs or debts such as mortgages.

Our Process

We understand that deciding which plans to consider and knowing which factors affect your cover can be information that is hard to obtain. We will cover all aspects of your options with you, such as how much payment is required per month based on factors such as how long you would like to cover, how much you want to pay per month, as well as, deciding if a single or combined cover is what is best for your situation.

If you are thinking of obtaining life and critical illness cover, get in touch with us and we provide you with free advice.

We will assess your situation by taking all your financial and other factors into account. This process can be confusing, and you can be given a lot of information to understand. We are here to make it easier for you to find the combination of policies that will help you and your family and make financial worry one less thing to worry about at a very difficult time.

We want to make sure that you are given the best advice possible. We are experts in insurance, policies and covers and recognise that when it comes to unexpected health emergencies or sudden passing, eliminating the financial difficulties is crucial, and are here to help you find the right solution.

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