by Michael | Apr 23, 2024 | Insurance
We’ve all heard of critical illness insurance, but do we really need it? Whilst Life Insurance cover pays out a lump sum in the event of your death, Critical Illness cover provides you with financial protection in the form of a lump sum payout if you are diagnosed...
by Michael | Apr 12, 2024 | Mortgages
According to Economists from Capital Economics, recent insights from the Bank of England hint at interest rates dropping from 5.25% to 3% by next year. Paul Dales, the firm’s chief UK economist, explained: “First, for the first time since September 2021,...
by Michael | Apr 10, 2024 | Insurance
In recent years, homeowners in Northern Ireland, have been facing skyrocketing insurance premiums, leaving many struggling to afford adequate coverage for their homes. A recent article by the Irish News shed light on this concerning issue, with some residents in South...
by Corey | Mar 19, 2024 | Mortgages
Are you a mortgage prisoner? A mortgage prisoner is a homeowner who finds themselves in the predicament of being trapped on a high-interest variable mortgage rate with a failed lender who has since been sold. Stricter lending criteria can then make it more difficult...
by Corey | Mar 15, 2024 | Mortgages
In a recent parliamentary briefing, Jill Hume underscored the urgent need for legislative reforms to free mortgage prisoners and protect homeowners from financial entrapment. As part of the Mortgage Prisoner Action Group’s latest campaign launch, Hume emphasized the...
by Corey | Feb 26, 2024 | Mortgages
As the UK braces itself for the upcoming budget, Chancellor Jeremy Hunt is rumoured to be working on an ambitious plan aimed at revitalising the housing market and bolstering homeownership opportunities. Under the proposed government-backed 99% Loan-To-Value Mortgage...
by Corey | Feb 23, 2024 | Mortgages
Second charge mortgages, also known as second mortgages, involve taking out a secured loan and borrowing against the equity on your home, while maintaining your existing mortgage. Essentially, it’s a secondary loan secured against the same property, providing...
by Michael | Feb 17, 2024 | Wealth Management
In an era marked by economic challenges, Northern Ireland emerges as a beacon of entrepreneurial vitality, with Belfast at its forefront. According to the latest Ulster Bank and Beauhurst New Startup Index, Northern Ireland experienced a remarkable surge in newly...
by Michael | Feb 15, 2024 | Mortgages
Are you a dedicated public servant in Belfast dreaming of owning your own home? Then it’s time for Mortgage Solutions Belfast’s Hero Mortgage range, tailored specifically for individuals like you who serve our community tirelessly every day. Our Hero Mortgage...
by Michael | Jan 24, 2024 | Mortgages
The mortgage market in the UK is witnessing a noteworthy trend – a substantial drop in mortgage rates. For those in Belfast seeking mortgage solutions, these changes could have a significant impact on their financial plans. Major lenders, including HSBC, NatWest, and...
