A Look at Belfast’s Thriving Property Market

A Look at Belfast’s Thriving Property Market

In a welcome turn of events, the latest data from the Northern Ireland Statistics and Research Agency (Nisra) reveals a robust growth in house prices across Belfast, signalling positive prospects for homeowners and potential buyers alike. The third quarter of this...
Renting vs buying: Should I get a mortgage?

Renting vs buying: Should I get a mortgage?

What are the advantages of buying a house? Here are the main upsides of home ownership. SecurityYou can’t be made to move out at short notice by a landlord.  FreedomYou don’t have to stick to a tenancy agreement that sets out what you can and cannot do, and...
Why home insurance is important…

Why home insurance is important…

While it is hoped you’ll never have to call on insurance, you will be relieved it is in place if you do. You will likely have some form of insurance for your home, as most mortgage lenders insist on it, however you must find the option that is best for you. Your...
Overpay or reduce the term?

Overpay or reduce the term?

IS IT BETTER TO MAKE MORTGAGE OVERPAYMENTS OR DECREASE THE TERM? There is no denying the pandemic has impacted people and households in many ways. If you are considering mortgage overpayments, this might be a smart time. For the households who have done well...
The Importance of Income Protection

The Importance of Income Protection

Up to one million people each year find themselves out of work due to sickness. Whatever your situation, income protection is something to strongly consider, as you are your largest financial asset. Income protection will ensure that if you are unable to...
Top Tips for First Time Buyers

Top Tips for First Time Buyers

Making the decision to buy your first home is one of life’s biggest and most exciting milestones. With this being said, it’s so important that you are fully equipped with all the knowledge you need to ensure the process runs as smoothly as possible and you end up with...
The importance of planning for your future.

The importance of planning for your future.

When is the right time to start financially planning for the future? Whether this is through saving for your first mortgage or having life insurance in place, it is never too early to ensure your future is protected. We all want to protect the people and things that...
CALLING ON ALL LANDLORDS IN NEGATIVE EQUITY!

CALLING ON ALL LANDLORDS IN NEGATIVE EQUITY!

NOW IS THE TIME TO ACT IN ORDER TO GET BACK ON TRACK It’s painfully apparent that the risk of not receiving rent during the Covid-19 pandemic is far higher than it was previously, whether it is due to tenants’ loss of income or to changing circumstances. Not only...