by rosie | Feb 9, 2021 | General, News
DID YOU KNOW… …that Northern Ireland is in the TOP 3 most affordable places to buy a house right now (alongside north-east England and Scotland)? Unsurprisingly, affordability in London is the worst anywhere in the UK – houses in the capital cost over 15 times...
by rosie | Feb 5, 2021 | Mortgages, News
The size of the buy-to-let mortgage sector has been pretty stable over the last couple of years at around £36 billion. However, IMLA (The Intermediary Mortgage Lenders Association) is forecasting £283 billion for the total amount of mortgage lending in 2021 and some...
by rosie | Jan 26, 2021 | General, Mortgages
Good news – it’s today been revealed that a further £13m funding has been secured to Co-Ownership to provide assistance to first-time buyers struggling to raise a deposit to purchase their own home. (source: https://www.belfasttelegraph.co.uk). At...
by rosie | Jan 20, 2021 | General, News
The stamp duty holiday, introduced by the Government in July last year, is soon coming to an end. Under the scheme, between 8 July 2020 and 31 March 2021, stamp duty is ONLY paid when the purchase price of a property exceeds £500,000. On 1 April 2021, the threshold...
by rosie | Jan 18, 2021 | General
So, you’ve probably heard by now that it’s ‘Blue Monday’… Worrying about money can make your mental health worse – poor mental health can make earning and managing money harder. It can start to feel like a vicious cycle. Here at...
by rosie | Jan 18, 2021 | General
At Mortgage Solutions Belfast, we’ve got you covered! A reminder of what we can help you with: 🔑 Mortgages 💗 Life insurance 💷 Income protection 🏥 Critical illness cover 🏠 Home insurance 📜 Wills 💰 Additional borrowing 🧧 Equity Release 📚 Pensions & Investments...
by rosie | Jan 12, 2021 | General, News
The Government has confirmed that the housing market will remain open for business during the national lockdown. Safety is paramount and everyone should continue to play their part in reducing the spread of the virus by following the current government guidance....
by rosie | Jan 11, 2021 | Mortgages, News
Banks and building societies approved 104,969 mortgages in November, the highest number seen since just before the financial crisis in 2007, according to new figures from the Bank of England. And it didn’t stop there. David Ross, managing director of property data...
by rosie | Dec 10, 2020 | News
Local demand for new homes continued to grow in November as the end of the stamp duty holiday loomed, according to a report published today. A majority of surveyors and estate agents told the Royal Institution of Chartered Surveyors (RICS) that sales had grown at a...
by rosie | Dec 9, 2020 | News, Wealth Management
When you sign up to a credit agreement, such as a mobile phone contract, you’re promising to abide by its rules. This includes when you’ve got to make repayments. The agreement will likely include how much you have to pay, and by when. If you miss one or more...