by rosie | Apr 4, 2020 | General, News
Our office might be closed but we’re still here to talk to by phone or email, Monday-Saturday, to help when you need it. We know everyone is feeling fearful at the moment; it is important that we eliminate any stress where we can. At Mortgage Solutions Belfast,...
by rosie | Feb 17, 2020 | Events
Do I need a deposit? What can I afford? Where do I start?We will have a range of experts on the day to answer all your questions and provide you with your own personalised costings for buying your first home: 📍 Mortgage Advisors 📍 Financial Advisors 📍 Co-Ownership 📍...
by rosie | Feb 6, 2020 | News
The Bank of England announced the day before Brexit that it would keep the base interest rate at its current level of 0.75%. So, what does this mean for those already with and those who want to secure a new mortgage? Firstly, the decision to hold the base rate...
by rosie | Jan 22, 2020 | Mortgages, News
It’s more difficult to get a mortgage with a poor credit rating as it may indicate that you’re unable to keep on top of your finances. Having bad credit doesn’t always mean you won’t get a mortgage, but it can affect the options available to you. That’s...
by rosie | Jan 9, 2020 | Mortgages, News
Getting a mortgage can be the most stressful part of buying a home, but there are ways of making the process as simple as possible. There are some things you can do to give yourself the best chance of being accepted for a mortgage, which we discuss below: 1.Get on the...
by rosie | Dec 4, 2019 | Wealth Management
Each year we put ourselves under enormous pressure to buy more and more expensive presents and make Christmas unrealistically magical. And each year the list of presents and experiences grows and grows. Take a quick read below before you put yourself through the next...
by rosie | Nov 13, 2019 | News
be quick as the final deadline is 30th November! If you’re saving for a deposit for a house, you have less than three weeks to open a Help to Buy ISA. There are thousands of pounds of free cash available for first-time buyers towards a new home, yet the easiest,...
by rosie | Oct 21, 2019 | News, Remortgage
When you sign a mortgage agreement and move into your new home, you aren’t locked into the same rate for the entire repayment period. Mortgages usually have a period of 2–5 years where you benefit from a lower interest rate, but once this expires, most providers will...
by rosie | Oct 15, 2019 | Mortgages, News
A house deposit is a lump sum of money that you pay towards the cost of a property. If you’re not pursuing shared ownership (where no deposit is required, see below for more info) you’ll need a deposit to get a mortgage. Always think of your deposit as...
by rosie | Oct 11, 2019 | Mortgages, News
Any mortgage taken out on a newly built property (meaning usually within the last 12 months) that has not been owned and occupied by a previous owner, will be known as a new-build mortgage. It may in some cases refer to a mortgage that is taken out before construction...