We know how difficult it is to set aside hundreds, let alone thousands, for a deposit towards your first home. We also know that sometimes it just isn’t affordable on your own.
That doesn’t mean you can’t still buy your dream home!
A shared ownership mortgage is a government scheme which is primarily focused on helping people to get onto the property ladder, whereby the `homeowner` part owns and part rents the property. This enables people to have lower mortgage repayments to make each month and over time allows you the option to buy off the `rented` part of the property if desired.
We can find the best shared ownership lender for you and make sure you qualify for any deal before you apply.
We will provide you with your own dedicated mortgage advisor who will be with you from start to finish, ensuring you have all the assistance required to make your new home purchase as easy as possible.
Your advisor will search the whole of market for all shared-ownership mortgage products available and determine which option suits you best.
They will complete all the paperwork for you and also deal with the lender, estate agent and solicitor throughout the process, to ensure your home purchase is completed as smoothly as possible.
Your home may be repossessed if you do not keep up your repayments on your mortgage.
Some buy to let and let to buy mortgages are not regulated by the Financial Conduct Authority.