What we do

Why use
a broker

A Mortgage Broker is a go-between, between the borrower and the lender, who negotiates the loan on your behalf.

They will do the legwork on researching products on the market from the thousands available, and then support you through the application and house buying process.

Often it costs less because brokers have knowledge of the mortgage and insurance market and the ability to negotiate competitive premiums on your behalf. In addition, because mortgage and insurance brokers deal with a range of companies directly, sometimes they can access deals that are not available to most consumers.

First and foremost, using a mortgage broker will take the leg work out of looking for a mortgage; they’ll search the market and compare the different deals that are available for you, looking not only at the interest rates on offer but other charges such as booking fees. These may affect the overall cost of your mortgage.

When a mortgage broker makes a product recommendation to a client, he or she gives financial advice. This means that mortgage brokers must have qualifications in order to operate within their field - and that they have a duty of care to their clients to give the best advice possible.

Some mortgage brokers - particularly those who are experienced - may also have contacts at different banks and building societies that will help to ensure your mortgage application is processed smoothly and efficiently.

Finally, a good mortgage broker should be able to help you with making other financial decisions that are often associated with moving home. You might find they can recommend an appropriate life insurance policy for you, or find you a good deal on buildings insurance.

List of all services we provide:


Additional borrowing




Retirment planning


House insurance

Business insurance

Your home may be repossessed if you do not keep up repayments on your mortgage

What we do

Why use a broker.

Find out more