Should I Overpay My Mortgage?

Should I Overpay My Mortgage?

It’s a common question for homeowners looking to make the most of their money: Should I overpay my mortgage? With interest rates still sitting at elevated levels in 2025, many are exploring the benefits of chipping away at their home loan earlier than planned. But is...
Ring Fencing: Time for a Rethink?

Ring Fencing: Time for a Rethink?

When it comes to the UK banking sector, few regulatory terms have been as significant or as debated as ring fencing. Introduced in the wake of the 2008 financial crisis, it was designed to protect everyday banking services from the risks associated with investment...
Inflation Rate Falls to 2.8% 

Inflation Rate Falls to 2.8% 

When the inflation rate falls, the ripple effects can be felt throughout the economy –  and for those looking to buy a home, remortgage, or invest in property, it’s often a welcome shift. According to the latest figures from the Office for National...