by Ashley | Jul 7, 2025 | Mortgages
It’s a common question for homeowners looking to make the most of their money: Should I overpay my mortgage? With interest rates still sitting at elevated levels in 2025, many are exploring the benefits of chipping away at their home loan earlier than planned. But is...
by Ashley | Jun 23, 2025 | Inflation
The UK inflation rate has eased to 3.4% as of May 2025, down slightly from 3.5% in April. This drop, although modest, is a signal that inflation may be slowly moving back toward the Bank of England’s long-term target of 2%. The latest figures, released by the Office...
by Ashley | Jun 20, 2025 | Uncategorised
When it comes to managing your finances, having a simple, straightforward plan can make all the difference. That’s where the 50 30 20 rule comes in. This popular budgeting method helps people take control of their money without needing a financial degree or...
by Ashley | Jun 9, 2025 | Uncategorised, News
The UK financial landscape just changed forever. On October 1, 2024, the Nationwide Virgin Money Merger officially completed, creating the UK’s second-largest savings and mortgage provider. For mortgage seekers, property investors, and savers, this isn’t just...
by Ashley | Jun 2, 2025 | Inflation, Uncategorised
The Bank of England base rate has been cut by 0.25% to 4.25%, marking the first reduction since February. For mortgage holders and prospective home buyers, this change could bring some welcome financial relief and new opportunities in the shifting housing market....
by Ashley | May 27, 2025 | Uncategorised, Mortgages
If you’re taking out a new mortgage, switching your deal, or applying for additional borrowing with Halifax, there’s more to gain than just a good interest rate. Thanks to the Halifax Cashback offer, you could be eligible for up to £2,000 cashback when you...
by Ashley | May 19, 2025 | Wealth Management
Major Overhaul in Investment Regulations: FCA Proposes 70% Cut in Red Tape The Financial Conduct Authority (FCA) has taken a significant step toward simplifying the complex investment regulations, with proposed changes that could reduce regulatory red tape by a...
by Ashley | May 12, 2025 | News, Wealth Management
When it comes to the UK banking sector, few regulatory terms have been as significant or as debated as ring fencing. Introduced in the wake of the 2008 financial crisis, it was designed to protect everyday banking services from the risks associated with investment...
by Ashley | May 6, 2025 | Inflation
How inflation affects interest rates? With UK inflation dropping to 2.6% in March – down from 2.8% in February – there’s renewed optimism in the housing market. The latest figures from the Office for National Statistics have beaten economists’...
by Ashley | Apr 22, 2025 | Inflation
When the inflation rate falls, the ripple effects can be felt throughout the economy – and for those looking to buy a home, remortgage, or invest in property, it’s often a welcome shift. According to the latest figures from the Office for National...
