In recent months, we've observed a notable increase in mortgage lending. This increase is not just a reflection of a growing economy but also a sign...
The Rise in Mortgage Lending: What It Means for Homebuyers
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Good news for borrowers
High street lenders such as Halifax, Santander and Natwest have cut interest rates for their mortgage products in light of the Bank Of England...
Bank of England Cuts Base Rate to 5%: What This Means for You
The Bank of England has announced a significant reduction in its base rate, cutting it to 5%. This decision, influenced by recent economic indicators and inflation targets, marks the first rate cut since the pandemic began. This move is anticipated to have positive effects on the mortgage market and the broader economy.
Rising Costs Of Home Insurance
According to the Association of British Insurers (ABI), the average cost of home insurance rose by 4% in the final quarter of 2023. This was largely...
Are Mortgage Interest Rates Going To Fall in August?
According to Ing-Think, predictions that Bank of England is going to drop their interest rates in August seem to be correct. They bring the positive...
Payday Loans: Are they Affecting Your Chances of Getting A Mortgage
If you have recently applied for a mortgage but have been turned down, it is a good idea to check your credit report.
International and Expat Mortgages: How Our Mortgage Advisors Can Help You
Many of us find ourselves living and working in countries far from home. As exciting as this global lifestyle can be, it always brings unique...
First Time Buyers – Is now the time to buy your first home?
The number of First Time Buyers has increased by 25% in the past 8 years.
Navigating the Mortgage Market in 2024: Opportunities and Outlook
As we progress through 2024, we can be cautiously optimistic about the UK’s economic outlook. According to the new EY ITEM Club Spring Forecast,...
The Effect Inflation Rates Have on Mortgage Interest Rates
In recent times, homeowners having been dealing with the worry of rising costs due to an increase in the UK Inflation rate, which in turn affects the price of just about everything, including our mortgage interest rates. There is light at the end of the tunnel though.
NHS Strikes Lead to Dire Consequences For Hospital Waiting Times
NHS strikes have impacted already dire NHS waiting times. Astoundingly, more than 1.4 million NHS appointments have been delayed since strikes began...
Do I Need Critical Illness Cover?
Learn how Critical Illness Cover helps with finances during severe illness, covering medical costs, mortgage payments and more
Projected UK Interest Rates: Are 3% Mortgages making a comeback?
According to Economists from Capital Economics, recent insights from the Bank of England hint at interest rates dropping from 5.25% to 3% by next...
Introducing Affordable Options for Home Insurance In Northern Ireland
In recent years, homeowners in Northern Ireland, have been facing skyrocketing insurance premiums, leaving many struggling to afford adequate...
The Startling Truth About Mortgage Prisoners
Are you a mortgage prisoner? A mortgage prisoner is a homeowner who finds themselves in the predicament of being trapped on a high-interest variable...
Fighting Mortgage Imprisonment: Advocating for Homeowners in Belfast
In a recent parliamentary briefing, Jill Hume underscored the urgent need for legislative reforms to free mortgage prisoners and protect homeowners...
The Chancellor’s Proposal for 99% Loan-To-Value Mortgage Scheme: What Home Buyers Need To Know
As the UK braces itself for the upcoming budget, Chancellor Jeremy Hunt is rumoured to be working on an ambitious plan aimed at revitalising the...
Exploring Second Charge Mortgages: A Comprehensive Guide for Belfast Homeowners
Second charge mortgages, also known as second mortgages, involve taking out a secured loan and borrowing against the equity on your home, while...
Northern Ireland Leads UK in New Business Growth
In an era marked by economic challenges, Northern Ireland emerges as a beacon of entrepreneurial vitality, with Belfast at its forefront. According...
Mortgage Solutions Belfast’s Hero Mortgage Range
Are you a dedicated public servant in Belfast dreaming of owning your own home? Then it’s time for Mortgage Solutions Belfast's Hero Mortgage range,...
Exciting Opportunities in Belfast’s Flourishing Mortgage Market
For those in Belfast seeking mortgage solutions, these changes could have a significant impact on their financial plans.
How to Improve Your Credit Score
Wondering how to enhance your credit profile and become mortgage-ready? We’ve got you covered with valuable tips!
The Best Bits of 2023
It’s time to reflect on how 2023 shaped the mortgage and property markets in Belfast.
Mortgage Rate Predictions 2024 and Their Impact on Homeowners
Mortgage rates are poised for potential changes in 2024, as experts weigh in on the likelihood of a significant decrease. A recent report from...
A Look at Belfast’s Thriving Property Market
In a welcome turn of events, the latest data from the Northern Ireland Statistics and Research Agency (Nisra) reveals a robust growth in house...
Renting vs buying: Should I get a mortgage?
What are the advantages of buying a house? Here are the main upsides of home ownership. SecurityYou can’t be made to move out at short notice...
Five reasons your mortgage application could be rejected (and what you can do to fix it!)
1. You have a poor credit history Lenders want to see that you can be trusted with money. If you have poor credit, potential lenders will worry...
Why home insurance is important…
While it is hoped you’ll never have to call on insurance, you will be relieved it is in place if you do. You will likely have some form of insurance...
Overpay or reduce the term?
IS IT BETTER TO MAKE MORTGAGE OVERPAYMENTS OR DECREASE THE TERM? There is no denying the pandemic has impacted people and households in many ways....
Northern Ireland – strongest performing UK region!
HOUSE prices in Northern Ireland are 14.3 per cent higher than last year, according to a new index from Nationwide. The building society put the...