How inflation affects interest rates? With UK inflation dropping to 2.6% in March - down from 2.8% in February - there’s renewed optimism in the...
How Inflation Affects Interest Rates – And Why Now Might Be the Right Time to Buy a Home
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Mortgages
Inflation Rate Falls to 2.8%
When the inflation rate falls, it causes a ripple effect throughout the economy. For those looking to buy a home, remortgage, or invest, it’s a welcome shift.
Exciting News for Homebuyers: Co-Ownership NI Property Value Limit Increasing!
Exciting News for Homebuyers: Co-Ownership NI Property Value Limit Increasing! We have some fantastic news for anyone looking to get onto the...
Mortgage Rates Dip: Why Now is the Best Time for a 2 Year or 5 Year Fixed Mortgage
In a surprising turn of events, mortgage rates have dipped to their most competitive levels in months, with the most attractive 2 year or 5 year...
Inflation Rises for UK and Northern Ireland Households
Recent figures reveal concerning inflation rises. According to the ONS, UK household costs rose by 2.8% in the year to December 2024.
Halifax Mortgage Rates: New Competitor in Mortgage Rate Cuts
Halifax Mortgage Rates introduced on 21st February 2025 is one of the latest developments as the UK mortgage market is experiencing an exciting...
Mortgage Rate Cuts: What Santander’s Latest Offer Means for You
Mortgage rate cuts are shaking up the mortgage market! Santander has just launched a new range of mortgage deals that could signal the start of a...
How To Improve Your Credit Score
How to improve your credit score if you're planning to buy a home in Belfast or anywhere else in Northern Ireland, your credit report is one of the...
How Equity Release Works
Equity release has become a popular financial option for homeowners aged 55 and over who are looking to unlock the value tied up in their property...
What Inflation Rates mean for your Mortgage
According to a recently published article from the National Office of Statistics, most recent figures from October 2024 show inflation at a slight...
Bank of England Cuts Base Rate to 4.75%: Impact on Mortgages
What the Latest Bank of England Rate Cut Means for Homeowners and Prospective Buyers The Bank of England’s Monetary Policy Committee (MPC) has...
When Will Interest Rates Fall Again? Here’s What Homebuyers Need to Know
The Bank of England is gearing up to cut interest rates next month, following a notable drop in inflation. According to the Office for National...
Equity Release: Turn Some of Your Home’s Value Into Cash
What is Equity Release? To understand what equity release is, first we must understand what equity on a property is. Equity is...
The Rise in Mortgage Lending: What It Means for Homebuyers
In recent months, we've observed a notable increase in mortgage lending. This increase is not just a reflection of a growing economy but also a sign...
Good news for borrowers
High street lenders such as Halifax, Santander and Natwest have cut interest rates for their mortgage products in light of the Bank Of England...
Bank of England Cuts Base Rate to 5%: What This Means for You
The Bank of England has announced a significant reduction in its base rate, cutting it to 5%. This decision, influenced by recent economic indicators and inflation targets, marks the first rate cut since the pandemic began. This move is anticipated to have positive effects on the mortgage market and the broader economy.
Are Mortgage Interest Rates Going To Fall in August?
According to Ing-Think, predictions that Bank of England is going to drop their interest rates in August seem to be correct. They bring the positive...
Payday Loans: Are they Affecting Your Chances of Getting A Mortgage
If you have recently applied for a mortgage but have been turned down, it is a good idea to check your credit report.
International and Expat Mortgages: How Our Mortgage Advisors Can Help You
Many of us find ourselves living and working in countries far from home. As exciting as this global lifestyle can be, it always brings unique...
Navigating the Mortgage Market in 2024: Opportunities and Outlook
As we progress through 2024, we can be cautiously optimistic about the UK’s economic outlook. According to the new EY ITEM Club Spring Forecast,...
The Effect Inflation Rates Have on Mortgage Interest Rates
In recent times, homeowners having been dealing with the worry of rising costs due to an increase in the UK Inflation rate, which in turn affects the price of just about everything, including our mortgage interest rates. There is light at the end of the tunnel though.