Are you a mortgage prisoner? A mortgage prisoner is a homeowner who finds themselves in the predicament of being trapped on a high-interest variable...
Fighting Mortgage Imprisonment: Advocating for Homeowners in Belfast
In a recent parliamentary briefing, Jill Hume underscored the urgent need for legislative reforms to free mortgage prisoners and protect homeowners...
The Chancellor’s Proposal for 99% Loan-To-Value Mortgage Scheme: What Home Buyers Need To Know
As the UK braces itself for the upcoming budget, Chancellor Jeremy Hunt is rumoured to be working on an ambitious plan aimed at revitalising the...
Exploring Second Charge Mortgages: A Comprehensive Guide for Belfast Homeowners
Second charge mortgages, also known as second mortgages, involve taking out a secured loan and borrowing against the equity on your home, while...
Mortgage Solutions Belfast’s Hero Mortgage Range
Are you a dedicated public servant in Belfast dreaming of owning your own home? Then it’s time for Mortgage Solutions Belfast's Hero Mortgage range,...
Exciting Opportunities in Belfast’s Flourishing Mortgage Market
For those in Belfast seeking mortgage solutions, these changes could have a significant impact on their financial plans.
Mortgage Rate Predictions 2024 and Their Impact on Homeowners
Mortgage rates are poised for potential changes in 2024, as experts weigh in on the likelihood of a significant decrease. A recent report from...
Five reasons your mortgage application could be rejected (and what you can do to fix it!)
1. You have a poor credit history Lenders want to see that you can be trusted with money. If you have poor credit, potential lenders will worry...
Overpay or reduce the term?
IS IT BETTER TO MAKE MORTGAGE OVERPAYMENTS OR DECREASE THE TERM? There is no denying the pandemic has impacted people and households in many ways....
5 great reasons to choose us for your BTL mortgage…
The size of the buy-to-let mortgage sector has been pretty stable over the last couple of years at around £36 billion. However, IMLA (The...
No deposit? No problem!
Good news - it's today been revealed that a further £13m funding has been secured to Co-Ownership to provide assistance to first-time buyers...
Did you know that mortgage approvals reached a 13-year high last year?
Banks and building societies approved 104,969 mortgages in November, the highest number seen since just before the financial crisis in 2007,...
10% deposit mortgage are back!
10% deposit mortgage are back! We now have 5 lenders providing great deals for First Time Buyers. We also have a NO DEPOSIT option when...
Introducing our HERO MORTGAGE…
Introducing our HERO MORTGAGE, for those of you who provide vital community services! We appreciate the hard work you put in to helping our...
Mortgage Holidays Extended
N CASE YOU MISSED IT! It was confirmed earlier this week that those struggling to pay their mortgage due to coronavirus will be able to extend their...
‘Bad Credit’ Mortgages – what are they?
It’s more difficult to get a mortgage with a poor credit rating as it may indicate that you’re unable to keep on top of your finances. Having bad...
How to improve your chances of getting a mortgage.
Getting a mortgage can be the most stressful part of buying a home, but there are ways of making the process as simple as possible. There are some...
How to Save for a Deposit
A house deposit is a lump sum of money that you pay towards the cost of a property. If you’re not pursuing shared ownership (where no...
New Build Mortgages – things to consider…
Any mortgage taken out on a newly built property (meaning usually within the last 12 months) that has not been owned and occupied by a previous...
Self-employed Mortgages – a quick guide…
Getting professional advice is invaluable for the self-employed when applying for a mortgage. Tapping into a mortgage broker’s specialist knowledge...
Credit file despair? We will repair!
There are a number of reasons why a mortgage application gets declined - one of these is being let down by your credit report. Do you have a poor...