It’s a common question for homeowners looking to make the most of their money: Should I overpay my mortgage? With interest rates still sitting at...
Should I Overpay My Mortgage?
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Mortgages
UK Inflation Rate Drops to 3.4%: What It Means for Homebuyers and Homeowners
The UK inflation rate has eased to 3.4% as of May 2025, down slightly from 3.5% in April. This drop, although modest, is a signal that inflation may...
What the Bank of England Base Rate Cut Means for Mortgage Borrowers
The Bank of England base rate has been cut by 0.25% to 4.25%, marking the first reduction since February. For mortgage holders and prospective home...
Halifax Cashback: How to Claim Up to £2,000 for Green Home Improvements
If you're taking out a new mortgage, switching your deal, or applying for additional borrowing with Halifax, there's more to gain than just a good...
How Inflation Affects Interest Rates – And Why Now Might Be the Right Time to Buy a Home
How inflation affects interest rates? With UK inflation dropping to 2.6% in March - down from 2.8% in February - there’s renewed optimism in the...
Inflation Rate Falls to 2.8%
When the inflation rate falls, it causes a ripple effect throughout the economy. For those looking to buy a home, remortgage, or invest, it’s a welcome shift.
Exciting News for Homebuyers: Co-Ownership NI Property Value Limit Increasing!
Exciting News for Homebuyers: Co-Ownership NI Property Value Limit Increasing! We have some fantastic news for anyone looking to get onto the...
Mortgage Rates Dip: Why Now is the Best Time for a 2 Year or 5 Year Fixed Mortgage
In a surprising turn of events, mortgage rates have dipped to their most competitive levels in months, with the most attractive 2 year or 5 year...
Inflation Rises for UK and Northern Ireland Households
Recent figures reveal concerning inflation rises. According to the ONS, UK household costs rose by 2.8% in the year to December 2024.
Halifax Mortgage Rates: New Competitor in Mortgage Rate Cuts
Halifax Mortgage Rates introduced on 21st February 2025 is one of the latest developments as the UK mortgage market is experiencing an exciting...
Mortgage Rate Cuts: What Santander’s Latest Offer Means for You
Mortgage rate cuts are shaking up the mortgage market! Santander has just launched a new range of mortgage deals that could signal the start of a...
How To Improve Your Credit Score
How to improve your credit score if you're planning to buy a home in Belfast or anywhere else in Northern Ireland, your credit report is one of the...
How Equity Release Works
Equity release has become a popular financial option for homeowners aged 55 and over who are looking to unlock the value tied up in their property...
What Inflation Rates mean for your Mortgage
According to a recently published article from the National Office of Statistics, most recent figures from October 2024 show inflation at a slight...
Bank of England Cuts Base Rate to 4.75%: Impact on Mortgages
What the Latest Bank of England Rate Cut Means for Homeowners and Prospective Buyers The Bank of England’s Monetary Policy Committee (MPC) has...
When Will Interest Rates Fall Again? Here’s What Homebuyers Need to Know
The Bank of England is gearing up to cut interest rates next month, following a notable drop in inflation. According to the Office for National...
Equity Release: Turn Some of Your Home’s Value Into Cash
What is Equity Release? To understand what equity release is, first we must understand what equity on a property is. Equity is...
The Rise in Mortgage Lending: What It Means for Homebuyers
In recent months, we've observed a notable increase in mortgage lending. This increase is not just a reflection of a growing economy but also a sign...
Good news for borrowers
High street lenders such as Halifax, Santander and Natwest have cut interest rates for their mortgage products in light of the Bank Of England...
Bank of England Cuts Base Rate to 5%: What This Means for You
The Bank of England has announced a significant reduction in its base rate, cutting it to 5%. This decision, influenced by recent economic indicators and inflation targets, marks the first rate cut since the pandemic began. This move is anticipated to have positive effects on the mortgage market and the broader economy.
Are Mortgage Interest Rates Going To Fall in August?
According to Ing-Think, predictions that Bank of England is going to drop their interest rates in August seem to be correct. They bring the positive...