The Autumn Budget, delivered on 28 October 2026 by the newly appointed Chancellor of the Exchequer John Healey, is a targeted "breathing space"...
THE BUDGET 2026
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News
Northern Ireland house prices up 9.2%, data reveals
House prices in Northern Ireland rose by 9.2% between April and June 2026 compared with the same period in 2025, figures from the Northern Ireland...
Bank of England holds interest rates at 3.75%
The Bank of England has held interest rates at their current rate of 3.75% for the sixth time in a row but said they were likely to rise if high...
Mortgage Solutions Welcomes West One as New Exclusive Lending Partner
We’re delighted to announce that Mortgage Solutions has welcomed West One as a new lending partner, with exclusive access through Mortgage...
Northern Ireland Housing Market Update – Q2 2026
The latest Northern Ireland Housing Market Update from PropertyPal provides an overview of the residential property market during Q2 2026. The...
What will happen this year with interest rates?
Interest rates are expected to remain at 3.75% for the rest of this year as policymakers continue their ‘wait and see’ approach to monetary policy...
Average fixed rates continue to fall
Average two and three-year fixed rates have edged downwards by 3 basis points over the past week, while the average five-year rate is 2bps lower....
WHY GO HOME BUYING ALONE
24 of 2,108 Using a broker (whether for mortgages, insurance, or investments) saves you time and money by shopping the entire market on...
Fixed rate or variable?
Choosing between a fixed rate and a tracker mortgage in the UK comes down to a trade-off...
Tips to Improve Your Credit Score: A Practical Guide for UK Borrowers
Understanding how to improve your credit score is an important part of managing your financial health. In the UK, your credit score gives lenders an...
Higher mortgage borrowing limits: what the latest lending changes mean
Recent changes across the mortgage market mean some lenders are now offering higher mortgage borrowing limits than in previous years. In certain...
UK inflation rate falls: what the latest figures mean
The UK inflation rate has fallen to 3% in the year to January, down from 3.4% in December, according to new data released by the Office for National...
New ISA rules: Understanding the new ISA rules for 2025/26
The new ISA rules for the 2025/26 tax year provide clarity for savers across the UK about how Individual Savings Accounts will operate both now and...
How to Increase Your Credit Score: Essential Tips for Better Mortgage Opportunities
If you’re planning to buy a home, one of the first things you should understand is how to increase your credit score. A strong score not only...
Mortgage Rates Belfast: What the Bank of England’s Rate Cut Means
Why the Bank of England Cut Rates The Bank of England has cut its base interest rate by a quarter point to 4%, the lowest level since March 2023....
Northern Ireland Mortgage Rates: How the Local Economy Shapes Borrowing Costs
Northern Ireland’s housing and mortgage market doesn’t exist in a bubble. Every change in employment, retail spending, or interest rate policy has a...
House Price Growth Slows Across Most UK Regions in Q2 2025
House price growth across the UK experienced a modest slowdown in the second quarter of 2025, according to the latest regional indices. The data,...
What a Eurozone Recession Could Mean for Northern Ireland Mortgages
While the word recession tends to raise alarm bells, the current economic outlook for the eurozone is more stable than headlines might suggest....
Will UK Mortgage Rates Go Down? What Home Movers and First-Time Buyers Need to Know
If you're a first-time buyer or planning to move home in 2025, you’re probably asking yourself one key question: Will UK mortgage rates go down?...
Northern Ireland House Prices: What They Mean for Buyers in 2025
If you're considering buying your first home, moving to a new one, or expanding your property portfolio, Northern Ireland house prices remain a hot...
Should I Overpay My Mortgage?
It’s a common question for homeowners looking to make the most of their money: Should I overpay my mortgage? With interest rates still sitting at...