Exciting News for Homebuyers: Co-Ownership NI Property Value Limit Increasing! We have some fantastic news for anyone looking to get onto the...
Exciting News for Homebuyers: Co-Ownership NI Property Value Limit Increasing!
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Mortgage Rates Dip: Why Now is the Best Time for a 2 Year or 5 Year Fixed Mortgage
In a surprising turn of events, mortgage rates have dipped to their most competitive levels in months, with the most attractive 2 year or 5 year...
Inflation Rises for UK and Northern Ireland Households
Recent figures reveal concerning inflation rises. According to the ONS, UK household costs rose by 2.8% in the year to December 2024.
Halifax Mortgage Rates: New Competitor in Mortgage Rate Cuts
Halifax Mortgage Rates introduced on 21st February 2025 is one of the latest developments as the UK mortgage market is experiencing an exciting...
Mortgage Rate Cuts: What Santander’s Latest Offer Means for You
Mortgage rate cuts are shaking up the mortgage market! Santander has just launched a new range of mortgage deals that could signal the start of a...
How To Improve Your Credit Score
How to improve your credit score if you're planning to buy a home in Belfast or anywhere else in Northern Ireland, your credit report is one of the...
How Equity Release Works
Equity release has become a popular financial option for homeowners aged 55 and over who are looking to unlock the value tied up in their property...
Protect Your Home Against Storm Damage With Home Insurance
With the recent spate of severe weather in Northern Ireland, it has never been more important to protect your home against storm damage with home...
House Prices Continue to Increase In Northern Ireland
House prices continue to increase in Northern Ireland, with the housing market seeing another year of strong performance in 2024, standing out with...
Why Home Insurance Costs Are Rising?
Why Home Insurance Costs Are Rising? If you’re a homeowner in Belfast or the surrounding areas, you may have noticed home insurance costs are...
Buying A House Or Moving Home? Forecast for 2025 Property Prices
As we step into a new year, buying a house or moving home may be on many peoples minds, and it could be the ideal time. The UK housing market is...
What Inflation Rates mean for your Mortgage
According to a recently published article from the National Office of Statistics, most recent figures from October 2024 show inflation at a slight...
New Budget, New Rules: Is Writing a Will Necessary?
When it comes to safeguarding your family’s future, few documents are as crucial as your will. However, despite its importance, many people...
Bank of England Cuts Base Rate to 4.75%: Impact on Mortgages
What the Latest Bank of England Rate Cut Means for Homeowners and Prospective Buyers The Bank of England’s Monetary Policy Committee (MPC) has...
How The 2024 Budget Could Impact Homebuyers
How the 2024 Budget Could Impact Homebuyers and Investors in Northern Ireland The latest Autumn Budget includes important tax and pension changes,...
When Will Interest Rates Fall Again? Here’s What Homebuyers Need to Know
The Bank of England is gearing up to cut interest rates next month, following a notable drop in inflation. According to the Office for National...
Equity Release: Turn Some of Your Home’s Value Into Cash
What is Equity Release? To understand what equity release is, first we must understand what equity on a property is. Equity is...
The Pension Savings Gap: A Growing Concern for Future Retirees
Recent data from Think highlights a significant concern for those approaching retirement in the UK, with a large portion of pension pots not holding...
First-Time Buyer Solutions
WHY RENT WHEN YOU CAN BUY. Now is the perfect time to focus on helping first-time buyers step onto the property ladder. If you’ve been...
The Northern Ireland Property Market: A Decade of Growth
The property market in Northern Ireland has seen remarkable growth over the last decade. Property prices in the region have risen steadily, despite...
The Rise in Mortgage Lending: What It Means for Homebuyers
In recent months, we've observed a notable increase in mortgage lending. This increase is not just a reflection of a growing economy but also a sign...
Good news for borrowers
High street lenders such as Halifax, Santander and Natwest have cut interest rates for their mortgage products in light of the Bank Of England...
Bank of England Cuts Base Rate to 5%: What This Means for You
The Bank of England has announced a significant reduction in its base rate, cutting it to 5%. This decision, influenced by recent economic indicators and inflation targets, marks the first rate cut since the pandemic began. This move is anticipated to have positive effects on the mortgage market and the broader economy.
Rising Costs Of Home Insurance
According to the Association of British Insurers (ABI), the average cost of home insurance rose by 4% in the final quarter of 2023. This was largely...
Are Mortgage Interest Rates Going To Fall in August?
According to Ing-Think, predictions that Bank of England is going to drop their interest rates in August seem to be correct. They bring the positive...
Payday Loans: Are they Affecting Your Chances of Getting A Mortgage
If you have recently applied for a mortgage but have been turned down, it is a good idea to check your credit report.
International and Expat Mortgages: How Our Mortgage Advisors Can Help You
Many of us find ourselves living and working in countries far from home. As exciting as this global lifestyle can be, it always brings unique...
First Time Buyers – Is now the time to buy your first home?
The number of First Time Buyers has increased by 25% in the past 8 years.
Navigating the Mortgage Market in 2024: Opportunities and Outlook
As we progress through 2024, we can be cautiously optimistic about the UK’s economic outlook. According to the new EY ITEM Club Spring Forecast,...
The Effect Inflation Rates Have on Mortgage Interest Rates
In recent times, homeowners having been dealing with the worry of rising costs due to an increase in the UK Inflation rate, which in turn affects the price of just about everything, including our mortgage interest rates. There is light at the end of the tunnel though.