According to a recently published article from the National Office of Statistics, most recent figures from October 2024 show inflation at a slight...
What Inflation Rates mean for your Mortgage
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News
New Budget, New Rules: Is Writing a Will Necessary?
When it comes to safeguarding your family’s future, few documents are as crucial as your will. However, despite its importance, many people...
Bank of England Cuts Base Rate to 4.75%: Impact on Mortgages
What the Latest Bank of England Rate Cut Means for Homeowners and Prospective Buyers The Bank of England’s Monetary Policy Committee (MPC) has...
How The 2024 Budget Could Impact Homebuyers
How the 2024 Budget Could Impact Homebuyers and Investors in Northern Ireland The latest Autumn Budget includes important tax and pension changes,...
When Will Interest Rates Fall Again? Here’s What Homebuyers Need to Know
The Bank of England is gearing up to cut interest rates next month, following a notable drop in inflation. According to the Office for National...
Equity Release: Turn Some of Your Home’s Value Into Cash
What is Equity Release? To understand what equity release is, first we must understand what equity on a property is. Equity is...
The Pension Savings Gap: A Growing Concern for Future Retirees
Recent data from Think highlights a significant concern for those approaching retirement in the UK, with a large portion of pension pots not holding...
First-Time Buyer Solutions
WHY RENT WHEN YOU CAN BUY. Now is the perfect time to focus on helping first-time buyers step onto the property ladder. If you’ve been...
The Northern Ireland Property Market: A Decade of Growth
The property market in Northern Ireland has seen remarkable growth over the last decade. Property prices in the region have risen steadily, despite...
The Rise in Mortgage Lending: What It Means for Homebuyers
In recent months, we've observed a notable increase in mortgage lending. This increase is not just a reflection of a growing economy but also a sign...
Good news for borrowers
High street lenders such as Halifax, Santander and Natwest have cut interest rates for their mortgage products in light of the Bank Of England...
Bank of England Cuts Base Rate to 5%: What This Means for You
The Bank of England has announced a significant reduction in its base rate, cutting it to 5%. This decision, influenced by recent economic indicators and inflation targets, marks the first rate cut since the pandemic began. This move is anticipated to have positive effects on the mortgage market and the broader economy.
Rising Costs Of Home Insurance
According to the Association of British Insurers (ABI), the average cost of home insurance rose by 4% in the final quarter of 2023. This was largely...
Are Mortgage Interest Rates Going To Fall in August?
According to Ing-Think, predictions that Bank of England is going to drop their interest rates in August seem to be correct. They bring the positive...
Payday Loans: Are they Affecting Your Chances of Getting A Mortgage
If you have recently applied for a mortgage but have been turned down, it is a good idea to check your credit report.
International and Expat Mortgages: How Our Mortgage Advisors Can Help You
Many of us find ourselves living and working in countries far from home. As exciting as this global lifestyle can be, it always brings unique...
First Time Buyers – Is now the time to buy your first home?
The number of First Time Buyers has increased by 25% in the past 8 years.
Navigating the Mortgage Market in 2024: Opportunities and Outlook
As we progress through 2024, we can be cautiously optimistic about the UK’s economic outlook. According to the new EY ITEM Club Spring Forecast,...
The Effect Inflation Rates Have on Mortgage Interest Rates
In recent times, homeowners having been dealing with the worry of rising costs due to an increase in the UK Inflation rate, which in turn affects the price of just about everything, including our mortgage interest rates. There is light at the end of the tunnel though.
NHS Strikes Lead to Dire Consequences For Hospital Waiting Times
NHS strikes have impacted already dire NHS waiting times. Astoundingly, more than 1.4 million NHS appointments have been delayed since strikes began...
Do I Need Critical Illness Cover?
Learn how Critical Illness Cover helps with finances during severe illness, covering medical costs, mortgage payments and more
Projected UK Interest Rates: Are 3% Mortgages making a comeback?
According to Economists from Capital Economics, recent insights from the Bank of England hint at interest rates dropping from 5.25% to 3% by next...
Introducing Affordable Options for Home Insurance In Northern Ireland
In recent years, homeowners in Northern Ireland, have been facing skyrocketing insurance premiums, leaving many struggling to afford adequate...
The Startling Truth About Mortgage Prisoners
Are you a mortgage prisoner? A mortgage prisoner is a homeowner who finds themselves in the predicament of being trapped on a high-interest variable...
Fighting Mortgage Imprisonment: Advocating for Homeowners in Belfast
In a recent parliamentary briefing, Jill Hume underscored the urgent need for legislative reforms to free mortgage prisoners and protect homeowners...
The Chancellor’s Proposal for 99% Loan-To-Value Mortgage Scheme: What Home Buyers Need To Know
As the UK braces itself for the upcoming budget, Chancellor Jeremy Hunt is rumoured to be working on an ambitious plan aimed at revitalising the...
Exploring Second Charge Mortgages: A Comprehensive Guide for Belfast Homeowners
Second charge mortgages, also known as second mortgages, involve taking out a secured loan and borrowing against the equity on your home, while...
Northern Ireland Leads UK in New Business Growth
In an era marked by economic challenges, Northern Ireland emerges as a beacon of entrepreneurial vitality, with Belfast at its forefront. According...
Mortgage Solutions Belfast’s Hero Mortgage Range
Are you a dedicated public servant in Belfast dreaming of owning your own home? Then it’s time for Mortgage Solutions Belfast's Hero Mortgage range,...
Exciting Opportunities in Belfast’s Flourishing Mortgage Market
For those in Belfast seeking mortgage solutions, these changes could have a significant impact on their financial plans.