When you sign up to a credit agreement, such as a mobile phone contract, you’re promising to abide by its rules. This includes when you’ve got to...
Do missed payments affect your chances of getting a mortgage?
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News
10% deposit mortgage are back!
10% deposit mortgage are back! We now have 5 lenders providing great deals for First Time Buyers. We also have a NO DEPOSIT option when...
Introducing our HERO MORTGAGE…
Introducing our HERO MORTGAGE, for those of you who provide vital community services! We appreciate the hard work you put in to helping our...
House buying during Covid…is it for me?
Are you thinking of buying your first home, but want to know how coronavirus has changed the process? Below is a small guide from Mortgage Solutions...
What is Equity Release?
Equity release is a financial product for people aged 55 to 95 which allows you to release some of the cash (equity) tied up in the value of your...
How will coronavirus affect house prices in NI?
As buyers make a return to the market in Northern Ireland, a recent article in Which? looks at what could happen to house prices as the market...
The wait is over!
THE WAIT IS OVER 😃 The Northern Ireland housing market will be OPEN from Monday 15th June! 🔑 So what's new? 📍 Co-Ownership buy-outs and new...
Mortgage Holidays Extended
N CASE YOU MISSED IT! It was confirmed earlier this week that those struggling to pay their mortgage due to coronavirus will be able to extend their...
Are you making the most of your spare time?
Are you making the most of your spare time? 📍 Organised the messy drawer in the kitchen ✔ 📍 PE with Joe ✔ 📍 Painted the garden fence ✔ 📍 Cut your...
Self-Isolating? Self-Organise!
Self-isolation can be boring, but it's a good opportunity to reflect on the things you've been putting off. 📍Do you have different pensions that you...
We’re still here…
Our office might be closed but we're still here to talk to by phone or email, Monday-Saturday, to help when you need it. We know everyone is feeling...
First Time Buyer Day!
Do I need a deposit? What can I afford? Where do I start?We will have a range of experts on the day to answer all your questions and provide you...
Base Rate – What does Bank of England’s decision mean for borrowers?
The Bank of England announced the day before Brexit that it would keep the base interest rate at its current level of 0.75%. So, what does this mean...
‘Bad Credit’ Mortgages – what are they?
It’s more difficult to get a mortgage with a poor credit rating as it may indicate that you’re unable to keep on top of your finances. Having bad...
How to improve your chances of getting a mortgage.
Getting a mortgage can be the most stressful part of buying a home, but there are ways of making the process as simple as possible. There are some...
The 12 Frugal Tips of Christmas
Each year we put ourselves under enormous pressure to buy more and more expensive presents and make Christmas unrealistically magical. And each year...
If you want a Help to Buy ISA…
be quick as the final deadline is 30th November! If you’re saving for a deposit for a house, you have less than three weeks to open a Help to Buy...
Switching your mortgage doesn’t have to be scary…
When you sign a mortgage agreement and move into your new home, you aren’t locked into the same rate for the entire repayment period. Mortgages...
How to Save for a Deposit
A house deposit is a lump sum of money that you pay towards the cost of a property. If you’re not pursuing shared ownership (where no...
New Build Mortgages – things to consider…
Any mortgage taken out on a newly built property (meaning usually within the last 12 months) that has not been owned and occupied by a previous...
Self-employed Mortgages – a quick guide…
Getting professional advice is invaluable for the self-employed when applying for a mortgage. Tapping into a mortgage broker’s specialist knowledge...
NI House Prices on the Increase!
House prices in Northern Ireland grew at six times the UK average in July, according to official figures. The average price rose by 3.5 per cent to...
The Cost of Boris!
Boris Johnson has committed himself to a multi-billion pound programme of measures paid for by extra government borrowing. 1. Raising the threshold...
New Breathing Space scheme for those in problem debt
People struggling with serious debt are to be given a grace period of 60 days before being hit with further interest, charges and enforcement...
Factors that may affect your scores — and how fast you can expect improvement
Let’s break down some of the key factors that can hold your score down, and what it could take to make some progress in those areas. Limited credit...
6 common credit mistakes…and how to avoid them!
Improving your credit score is an important first step in demonstrating to lenders that you maintain healthy financial habits. While everyone’s...
An economic success story for NI
The recovery of the housing market has been one of Northern Ireland’s key economic success stories, a mortgage expert has said. John Marr, head of...
What will happen to house prices after Brexit in Northern Ireland?
We know Brexit adds considerable uncertainty into the wider economy, however there is a current confidence around the housing market that is...
What’s next for the Ormeau Road?
Last week saw the demolition of the old Ballynafeigh police station...so what lies ahead for this part of the Ormeau Road? The former police station...
NHS, emergency services or military employee? See what we have on offer for you…
Mortgage Solutions Belfast has teamed-up with staffbenefits.co.uk to offer all NHS, emergency services and military employees exclusive...