It’s more difficult to get a mortgage with a poor credit rating as it may indicate that you’re unable to keep on top of your finances. Having bad...
‘Bad Credit’ Mortgages – what are they?
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News
How to improve your chances of getting a mortgage.
Getting a mortgage can be the most stressful part of buying a home, but there are ways of making the process as simple as possible. There are some...
The 12 Frugal Tips of Christmas
Each year we put ourselves under enormous pressure to buy more and more expensive presents and make Christmas unrealistically magical. And each year...
If you want a Help to Buy ISA…
be quick as the final deadline is 30th November! If you’re saving for a deposit for a house, you have less than three weeks to open a Help to Buy...
Switching your mortgage doesn’t have to be scary…
When you sign a mortgage agreement and move into your new home, you aren’t locked into the same rate for the entire repayment period. Mortgages...
How to Save for a Deposit
A house deposit is a lump sum of money that you pay towards the cost of a property. If you’re not pursuing shared ownership (where no...
New Build Mortgages – things to consider…
Any mortgage taken out on a newly built property (meaning usually within the last 12 months) that has not been owned and occupied by a previous...
Self-employed Mortgages – a quick guide…
Getting professional advice is invaluable for the self-employed when applying for a mortgage. Tapping into a mortgage broker’s specialist knowledge...
NI House Prices on the Increase!
House prices in Northern Ireland grew at six times the UK average in July, according to official figures. The average price rose by 3.5 per cent to...
The Cost of Boris!
Boris Johnson has committed himself to a multi-billion pound programme of measures paid for by extra government borrowing. 1. Raising the threshold...
New Breathing Space scheme for those in problem debt
People struggling with serious debt are to be given a grace period of 60 days before being hit with further interest, charges and enforcement...
Factors that may affect your scores — and how fast you can expect improvement
Let’s break down some of the key factors that can hold your score down, and what it could take to make some progress in those areas. Limited credit...
6 common credit mistakes…and how to avoid them!
Improving your credit score is an important first step in demonstrating to lenders that you maintain healthy financial habits. While everyone’s...
An economic success story for NI
The recovery of the housing market has been one of Northern Ireland’s key economic success stories, a mortgage expert has said. John Marr, head of...
What will happen to house prices after Brexit in Northern Ireland?
We know Brexit adds considerable uncertainty into the wider economy, however there is a current confidence around the housing market that is...
What’s next for the Ormeau Road?
Last week saw the demolition of the old Ballynafeigh police station...so what lies ahead for this part of the Ormeau Road? The former police station...
NHS, emergency services or military employee? See what we have on offer for you…
Mortgage Solutions Belfast has teamed-up with staffbenefits.co.uk to offer all NHS, emergency services and military employees exclusive...
Three in a row for Openwork!
Thanks to another outstanding 12 months for our mortgage proposition, Openwork have won the Best Network 300+ ARs at one of the industry's leading...
Should you buy your Euro now…or wait?
The pound is still in the doldrums. A few years ago, before the EU referendum vote, a pound bought €1.43 – since it's dropped significantly and...
First Time Buyer Week!
If you're fed up with renting, saving for your deposit or looking for the best deal on the market, we want to help you get onto the property ladder....
We’re expanding!
We’re expanding! If you’re an experienced ADMINISTRATOR or MORTGAGE ADVISOR, Mortgage Solutions Belfast would love to hear from you....
Credit file despair? We will repair!
There are a number of reasons why a mortgage application gets declined - one of these is being let down by your credit report. Do you have a poor...
What is a remortgage and why should you consider it?
A ‘remortgage’ means you take out a new mortgage on a property you already own – it involves switching your current mortgage deal/balance,...
Let us help with your New Year’s Resolution…
Here are some interesting facts about New Year's Resolutions of 2019: Saving money is one of the top 5 resolutions and in the top 5 for most...
Mortgage lending in Northern Ireland is on the increase!
Mortgage lending in Northern Ireland is on the increase as house prices rise. Lending to first-time buyers and home-movers alike is going up...
Paint The Town Pink!
On 25th October we held a fundraiser in connection with Action Cancer’s ‘Paint the Town Pink!’ campaign, in support of Breast Cancer Awareness...
Budget Round-Up – What it means for you…
We have rounded up the key aspects that are likely to impact upon clients and these are as follows: On income tax, from April 2019, the...
First Time Buyers on the Rise!
Homemovers accounted for approximately 49% of the housing market in the first six months of 2018, a considerable drop compared to 2011 when they...
Ormeau is blooming! Here’s what’s happening…
Exciting times ahead! A host of innovative projects are in place to enhance the already buzzing Ormeau Road in Belfast. The former Ballynafeigh...
What is Shared Ownership?
Only 28% of 18-24 year olds know what shared ownership is and how it works, with only 19% of property buyers in the last ten years using a...