Research published by the Financial Services Authority yesterday found that when mortgages are excluded, personal debt is higher here than any other...
NI – The highest levels of over-indebtedness across the UK
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Higher rates for additional properties
You’ll usually have to pay 3% on top of the normal SDLT (Stamp Duty Land Tax) rates, if buying a new residential property means you’ll own more...
Help to Buy: ISA – How does it work?
If you are saving to buy your first home, save money into a Help to Buy: ISA and the Government will boost your savings by 25%. So, for every £200...
How much of a mortgage can I afford?
Traditionally, mortgage lenders applied an income multiple rule to decide on borrowing capability. So if you earned £25,000 per year and the lender...
Avoid the heartache of the interest-only crisis
There have been numerous warnings about interest-only mortgages in recent years. Just weeks ago, the main UK regulator the Financial Conduct...
Changes to support with Mortgage Interest in 2018
Are you receiving income related benefits? Do you have a mortgage on your own home? Does the benefit Agency help with your mortgage payments? If yes...
Do you have a mortgage coming to the end of its term?
Is your mortgage Interest Only? When you reach the end of your agreed mortgage term, the lender will state you need to repay...
NI mortgage borrowing hits a 10-year high after climbing 12% to £480m
Mortgage lending in Northern Ireland reached a 10-year high of £480m during the third quarter of the year, according to the latest figures....