by aj | Jun 25, 2026 | Mortgages, Mortgage Rates, News
Average two and three-year fixed rates have edged downwards by 3 basis points over the past week, while the average five-year rate is 2bps lower. The latest rate watch data from Moneyfacts shows the average two-year fix is now 5.65%, the three-year average is now...
by aj | Jun 24, 2026 | News, Mortgages
24 of 2,108 Using a broker (whether for mortgages, insurance, or investments) saves you time and money by shopping the entire market on your behalf. They provide expert, tailored advice and give you access to exclusive deals you cannot find by going directly...
by aj | Jun 23, 2026 | News, Mortgages
Choosing between a fixed rate and a tracker mortgage in the UK comes down to a trade-off between certainty and flexibility. Fixed deals offer peace of mind with unchanged monthly payments, while tracker rates follow the Bank of...
by Ashley | Mar 10, 2026 | Credit Score
Understanding how to improve your credit score is an important part of managing your financial health. In the UK, your credit score gives lenders an indication of how reliably you’ve handled credit in the past. While it’s not the only factor lenders consider,...
by Ashley | Feb 27, 2026 | News, Mortgage Borrowing Limits
Recent changes across the mortgage market mean some lenders are now offering higher mortgage borrowing limits than in previous years. In certain cases, eligible borrowers may be able to borrow up to six times their gross annual salary, which is a notable shift from...
by Ashley | Feb 19, 2026 | Inflation
The UK inflation rate has fallen to 3% in the year to January, down from 3.4% in December, according to new data released by the Office for National Statistics (ONS). The latest figures suggest price pressures are continuing to ease after a period of higher inflation,...
by Ashley | Feb 17, 2026 | Savings
The new ISA rules for the 2025/26 tax year provide clarity for savers across the UK about how Individual Savings Accounts will operate both now and in the coming years. While the current system largely remains the same for the next tax year, significant reforms are...
by Ashley | Sep 29, 2025 | Uncategorised
When it comes to home rental prices, the picture across Northern Ireland has been changing rapidly in recent years. Figures from the Office for National Statistics (ONS) show that private rental accommodation has become notably less affordable since 2020. While...
by Ashley | Sep 24, 2025 | Uncategorised
The latest figures show that Northern Ireland employment trends are relatively positive, with unemployment at its lowest levels in recent history. However, while these figures compare favourably with the rest of the UK, Northern Ireland continues to record higher...
by Ashley | Sep 15, 2025 | Uncategorised
With the PropertyPal Sale now confirmed, Northern Ireland’s best known property listings website has been acquired by Distilled, the owner of Daft.ie and DoneDeal.ie, bringing the island’s largest portals under one group. This explainer sets out who bought what, when...