by rosie | Nov 29, 2021 | Mortgages, News
1. You have a poor credit history Lenders want to see that you can be trusted with money. If you have poor credit, potential lenders will worry about your ability to make your monthly mortgage payment each month. Even if you have no credit rating at all, it can...
by rosie | Oct 29, 2021 | Insurance, News
While it is hoped you’ll never have to call on insurance, you will be relieved it is in place if you do. You will likely have some form of insurance for your home, as most mortgage lenders insist on it, however you must find the option that is best for you. Your...
by rosie | Oct 11, 2021 | Mortgages, News
IS IT BETTER TO MAKE MORTGAGE OVERPAYMENTS OR DECREASE THE TERM? There is no denying the pandemic has impacted people and households in many ways. If you are considering mortgage overpayments, this might be a smart time. For the households who have done well...
by rosie | Oct 1, 2021 | House Prices, News
HOUSE prices in Northern Ireland are 14.3 per cent higher than last year, according to a new index from Nationwide. The building society put the average price paid for a home here during the third quarter of 2021 at £167,103, representing a two per cent rise on the...
by rosie | Sep 3, 2021 | News, Wealth Management
Up to one million people each year find themselves out of work due to sickness. Whatever your situation, income protection is something to strongly consider, as you are your largest financial asset. Income protection will ensure that if you are unable to...
by rosie | Jul 29, 2021 | First Time Buyers, News
Making the decision to buy your first home is one of life’s biggest and most exciting milestones. With this being said, it’s so important that you are fully equipped with all the knowledge you need to ensure the process runs as smoothly as possible and you end up with...
by rosie | Jun 30, 2021 | News
When is the right time to start financially planning for the future? Whether this is through saving for your first mortgage or having life insurance in place, it is never too early to ensure your future is protected. We all want to protect the people and things that...
by rosie | Feb 15, 2021 | News
NOW IS THE TIME TO ACT IN ORDER TO GET BACK ON TRACK It’s painfully apparent that the risk of not receiving rent during the Covid-19 pandemic is far higher than it was previously, whether it is due to tenants’ loss of income or to changing circumstances. Not only...
by rosie | Feb 12, 2021 | General, News
According to a recent survey, demand from potential buyers remained strong in January. Looking ahead, Northern Ireland surveyors expect both sales activity and prices to continue to increase over the next three months. Samuel Dickey, RICS Northern Ireland Residential...
by rosie | Feb 9, 2021 | General, News
DID YOU KNOW… …that Northern Ireland is in the TOP 3 most affordable places to buy a house right now (alongside north-east England and Scotland)? Unsurprisingly, affordability in London is the worst anywhere in the UK – houses in the capital cost over 15 times...
