The UK inflation rate has eased to 3.4% as of May 2025, down slightly from 3.5% in April. This drop, although modest, is a signal that inflation may...
News
Nationwide Virgin Money Merger: How Homebuyers & Investors Win Big
The UK financial landscape just changed forever. On October 1, 2024, the Nationwide Virgin Money Merger officially completed, creating the UK’s...
What the Bank of England Base Rate Cut Means for Mortgage Borrowers
The Bank of England base rate has been cut by 0.25% to 4.25%, marking the first reduction since February. For mortgage holders and prospective home...
Halifax Cashback: How to Claim Up to £2,000 for Green Home Improvements
If you're taking out a new mortgage, switching your deal, or applying for additional borrowing with Halifax, there's more to gain than just a good...
FCA Proprose Over Haul In Investment Regulations
Major Overhaul in Investment Regulations: FCA Proposes 70% Cut in Red Tape The Financial Conduct Authority (FCA) has taken a significant step toward...
Ring Fencing: Time for a Rethink?
When it comes to the UK banking sector, few regulatory terms have been as significant or as debated as ring fencing. Introduced in the wake of the...
How Inflation Affects Interest Rates – And Why Now Might Be the Right Time to Buy a Home
How inflation affects interest rates? With UK inflation dropping to 2.6% in March - down from 2.8% in February - there’s renewed optimism in the...
Inflation Rate Falls to 2.8%
When the inflation rate falls, it causes a ripple effect throughout the economy. For those looking to buy a home, remortgage, or invest, it’s a welcome shift.
NI House Prices on the Rise in 2025
If you’re thinking about buying, selling, or remortgaging your home in Northern Ireland you may be concerned with NI house prices. With 2025 already...
Why Now’s The Time to Search for Houses for Sale in Belfast
Northern Ireland’s property market is buzzing and there’s never been a better time to start your home search. On 19th February 2025, PropertyPal -...
Why Rent Prices in Belfast Are Making Northern Ireland a Hot Spot for Property Investors
Over the past few years, the Northern Ireland property market has experienced significant growth, especially in rent prices in Belfast. Belfast has...
Exciting News for Homebuyers: Co-Ownership NI Property Value Limit Increasing!
Exciting News for Homebuyers: Co-Ownership NI Property Value Limit Increasing! We have some fantastic news for anyone looking to get onto the...
Mortgage Rates Dip: Why Now is the Best Time for a 2 Year or 5 Year Fixed Mortgage
In a surprising turn of events, mortgage rates have dipped to their most competitive levels in months, with the most attractive 2 year or 5 year...
Inflation Rises for UK and Northern Ireland Households
Recent figures reveal concerning inflation rises. According to the ONS, UK household costs rose by 2.8% in the year to December 2024.
Halifax Mortgage Rates: New Competitor in Mortgage Rate Cuts
Halifax Mortgage Rates introduced on 21st February 2025 is one of the latest developments as the UK mortgage market is experiencing an exciting...
Mortgage Rate Cuts: What Santander’s Latest Offer Means for You
Mortgage rate cuts are shaking up the mortgage market! Santander has just launched a new range of mortgage deals that could signal the start of a...
How To Improve Your Credit Score
How to improve your credit score if you're planning to buy a home in Belfast or anywhere else in Northern Ireland, your credit report is one of the...
How Equity Release Works
Equity release has become a popular financial option for homeowners aged 55 and over who are looking to unlock the value tied up in their property...
House Prices Continue to Increase In Northern Ireland
House prices continue to increase in Northern Ireland, with the housing market seeing another year of strong performance in 2024, standing out with...
Buying A House Or Moving Home? Forecast for 2025 Property Prices
As we step into a new year, buying a house or moving home may be on many peoples minds, and it could be the ideal time. The UK housing market is...
What Inflation Rates mean for your Mortgage
According to a recently published article from the National Office of Statistics, most recent figures from October 2024 show inflation at a slight...