If you’re planning to buy a home, one of the first things you should understand is how to increase your credit score. A strong score not only...
How to Increase Your Credit Score: Essential Tips for Better Mortgage Opportunities
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Mortgages
Mortgage Rates Belfast: What the Bank of England’s Rate Cut Means
Why the Bank of England Cut Rates The Bank of England has cut its base interest rate by a quarter point to 4%, the lowest level since March 2023....
Northern Ireland Mortgage Rates: How the Local Economy Shapes Borrowing Costs
Northern Ireland’s housing and mortgage market doesn’t exist in a bubble. Every change in employment, retail spending, or interest rate policy has a...
Will UK Mortgage Rates Go Down? What Home Movers and First-Time Buyers Need to Know
If you're a first-time buyer or planning to move home in 2025, you’re probably asking yourself one key question: Will UK mortgage rates go down?...
Should I Overpay My Mortgage?
It’s a common question for homeowners looking to make the most of their money: Should I overpay my mortgage? With interest rates still sitting at...
UK Inflation Rate Drops to 3.4%: What It Means for Homebuyers and Homeowners
The UK inflation rate has eased to 3.4% as of May 2025, down slightly from 3.5% in April. This drop, although modest, is a signal that inflation may...
What the Bank of England Base Rate Cut Means for Mortgage Borrowers
The Bank of England base rate has been cut by 0.25% to 4.25%, marking the first reduction since February. For mortgage holders and prospective home...
Halifax Cashback: How to Claim Up to £2,000 for Green Home Improvements
If you're taking out a new mortgage, switching your deal, or applying for additional borrowing with Halifax, there's more to gain than just a good...
How Inflation Affects Interest Rates – And Why Now Might Be the Right Time to Buy a Home
How inflation affects interest rates? With UK inflation dropping to 2.6% in March - down from 2.8% in February - there’s renewed optimism in the...
Inflation Rate Falls to 2.8%
When the inflation rate falls, it causes a ripple effect throughout the economy. For those looking to buy a home, remortgage, or invest, it’s a welcome shift.
Exciting News for Homebuyers: Co-Ownership NI Property Value Limit Increasing!
Exciting News for Homebuyers: Co-Ownership NI Property Value Limit Increasing! We have some fantastic news for anyone looking to get onto the...
Mortgage Rates Dip: Why Now is the Best Time for a 2 Year or 5 Year Fixed Mortgage
In a surprising turn of events, mortgage rates have dipped to their most competitive levels in months, with the most attractive 2 year or 5 year...
Inflation Rises for UK and Northern Ireland Households
Recent figures reveal concerning inflation rises. According to the ONS, UK household costs rose by 2.8% in the year to December 2024.
Halifax Mortgage Rates: New Competitor in Mortgage Rate Cuts
Halifax Mortgage Rates introduced on 21st February 2025 is one of the latest developments as the UK mortgage market is experiencing an exciting...
Mortgage Rate Cuts: What Santander’s Latest Offer Means for You
Mortgage rate cuts are shaking up the mortgage market! Santander has just launched a new range of mortgage deals that could signal the start of a...
How To Improve Your Credit Score
How to improve your credit score if you're planning to buy a home in Belfast or anywhere else in Northern Ireland, your credit report is one of the...
How Equity Release Works
Equity release has become a popular financial option for homeowners aged 55 and over who are looking to unlock the value tied up in their property...
What Inflation Rates mean for your Mortgage
According to a recently published article from the National Office of Statistics, most recent figures from October 2024 show inflation at a slight...
Bank of England Cuts Base Rate to 4.75%: Impact on Mortgages
What the Latest Bank of England Rate Cut Means for Homeowners and Prospective Buyers The Bank of England’s Monetary Policy Committee (MPC) has...
When Will Interest Rates Fall Again? Here’s What Homebuyers Need to Know
The Bank of England is gearing up to cut interest rates next month, following a notable drop in inflation. According to the Office for National...
Equity Release: Turn Some of Your Home’s Value Into Cash
What is Equity Release? To understand what equity release is, first we must understand what equity on a property is. Equity is...