When it comes to safeguarding your family’s future, few documents are as crucial as your will. However, despite its importance, many people...
Wealth Management
The Pension Savings Gap: A Growing Concern for Future Retirees
Recent data from Think highlights a significant concern for those approaching retirement in the UK, with a large portion of pension pots not holding...
Northern Ireland Leads UK in New Business Growth
In an era marked by economic challenges, Northern Ireland emerges as a beacon of entrepreneurial vitality, with Belfast at its forefront. According...
The Importance of Income Protection
Up to one million people each year find themselves out of work due to sickness. Whatever your situation, income protection is something to strongly...
Do missed payments affect your chances of getting a mortgage?
When you sign up to a credit agreement, such as a mobile phone contract, you’re promising to abide by its rules. This includes when you’ve got to...
What is Equity Release?
Equity release is a financial product for people aged 55 to 95 which allows you to release some of the cash (equity) tied up in the value of your...
The 12 Frugal Tips of Christmas
Each year we put ourselves under enormous pressure to buy more and more expensive presents and make Christmas unrealistically magical. And each year...
New Breathing Space scheme for those in problem debt
People struggling with serious debt are to be given a grace period of 60 days before being hit with further interest, charges and enforcement...
Factors that may affect your scores — and how fast you can expect improvement
Let’s break down some of the key factors that can hold your score down, and what it could take to make some progress in those areas. Limited credit...
6 common credit mistakes…and how to avoid them!
Improving your credit score is an important first step in demonstrating to lenders that you maintain healthy financial habits. While everyone’s...
Credit file despair? We will repair!
There are a number of reasons why a mortgage application gets declined - one of these is being let down by your credit report. Do you have a poor...
NI – The highest levels of over-indebtedness across the UK
Research published by the Financial Services Authority yesterday found that when mortgages are excluded, personal debt is higher here than any other...