by rosie | Nov 29, 2021 | Mortgages, News
1. You have a poor credit history Lenders want to see that you can be trusted with money. If you have poor credit, potential lenders will worry about your ability to make your monthly mortgage payment each month. Even if you have no credit rating at all, it can...
by rosie | Oct 29, 2021 | Insurance, News
While it is hoped you’ll never have to call on insurance, you will be relieved it is in place if you do. You will likely have some form of insurance for your home, as most mortgage lenders insist on it, however you must find the option that is best for you. Your...
by rosie | Oct 11, 2021 | Mortgages, News
IS IT BETTER TO MAKE MORTGAGE OVERPAYMENTS OR DECREASE THE TERM? There is no denying the pandemic has impacted people and households in many ways. If you are considering mortgage overpayments, this might be a smart time. For the households who have done well...
by rosie | Oct 1, 2021 | House Prices, News
HOUSE prices in Northern Ireland are 14.3 per cent higher than last year, according to a new index from Nationwide. The building society put the average price paid for a home here during the third quarter of 2021 at £167,103, representing a two per cent rise on the...
by rosie | Sep 3, 2021 | News, Wealth Management
Up to one million people each year find themselves out of work due to sickness. Whatever your situation, income protection is something to strongly consider, as you are your largest financial asset. Income protection will ensure that if you are unable to...