Are you a mortgage prisoner? A mortgage prisoner is a homeowner who finds themselves in the predicament of being trapped on a high-interest variable...
The Startling Truth About Mortgage Prisoners
read more
News
Fighting Mortgage Imprisonment: Advocating for Homeowners in Belfast
In a recent parliamentary briefing, Jill Hume underscored the urgent need for legislative reforms to free mortgage prisoners and protect homeowners...
The Chancellor’s Proposal for 99% Loan-To-Value Mortgage Scheme: What Home Buyers Need To Know
As the UK braces itself for the upcoming budget, Chancellor Jeremy Hunt is rumoured to be working on an ambitious plan aimed at revitalising the...
Exploring Second Charge Mortgages: A Comprehensive Guide for Belfast Homeowners
Second charge mortgages, also known as second mortgages, involve taking out a secured loan and borrowing against the equity on your home, while...
Northern Ireland Leads UK in New Business Growth
In an era marked by economic challenges, Northern Ireland emerges as a beacon of entrepreneurial vitality, with Belfast at its forefront. According...
Mortgage Solutions Belfast’s Hero Mortgage Range
Are you a dedicated public servant in Belfast dreaming of owning your own home? Then it’s time for Mortgage Solutions Belfast's Hero Mortgage range,...
Exciting Opportunities in Belfast’s Flourishing Mortgage Market
For those in Belfast seeking mortgage solutions, these changes could have a significant impact on their financial plans.
How to Improve Your Credit Score
Wondering how to enhance your credit profile and become mortgage-ready? We’ve got you covered with valuable tips!
The Best Bits of 2023
It’s time to reflect on how 2023 shaped the mortgage and property markets in Belfast.
Mortgage Rate Predictions 2024 and Their Impact on Homeowners
Mortgage rates are poised for potential changes in 2024, as experts weigh in on the likelihood of a significant decrease. A recent report from...
A Look at Belfast’s Thriving Property Market
In a welcome turn of events, the latest data from the Northern Ireland Statistics and Research Agency (Nisra) reveals a robust growth in house...
Renting vs buying: Should I get a mortgage?
What are the advantages of buying a house? Here are the main upsides of home ownership. SecurityYou can’t be made to move out at short notice...
Five reasons your mortgage application could be rejected (and what you can do to fix it!)
1. You have a poor credit history Lenders want to see that you can be trusted with money. If you have poor credit, potential lenders will worry...
Why home insurance is important…
While it is hoped you’ll never have to call on insurance, you will be relieved it is in place if you do. You will likely have some form of insurance...
Overpay or reduce the term?
IS IT BETTER TO MAKE MORTGAGE OVERPAYMENTS OR DECREASE THE TERM? There is no denying the pandemic has impacted people and households in many ways....
Northern Ireland – strongest performing UK region!
HOUSE prices in Northern Ireland are 14.3 per cent higher than last year, according to a new index from Nationwide. The building society put the...
The Importance of Income Protection
Up to one million people each year find themselves out of work due to sickness. Whatever your situation, income protection is something to strongly...
Top Tips for First Time Buyers
Making the decision to buy your first home is one of life’s biggest and most exciting milestones. With this being said, it’s so important that you...
The importance of planning for your future.
When is the right time to start financially planning for the future? Whether this is through saving for your first mortgage or having life insurance...
CALLING ON ALL LANDLORDS IN NEGATIVE EQUITY!
NOW IS THE TIME TO ACT IN ORDER TO GET BACK ON TRACK It’s painfully apparent that the risk of not receiving rent during the Covid-19 pandemic...
NI HOUSE MARKET STAYS STRONG IN EARLY 2021
According to a recent survey, demand from potential buyers remained strong in January. Looking ahead, Northern Ireland surveyors expect both sales...
Northern Ireland in TOP 3 most affordable places to buy…
DID YOU KNOW… ...that Northern Ireland is in the TOP 3 most affordable places to buy a house right now (alongside north-east England and Scotland)?...
5 great reasons to choose us for your BTL mortgage…
The size of the buy-to-let mortgage sector has been pretty stable over the last couple of years at around £36 billion. However, IMLA (The...
No deposit? No problem!
Good news - it's today been revealed that a further £13m funding has been secured to Co-Ownership to provide assistance to first-time buyers...
Will stamp duty holiday be extended?
The stamp duty holiday, introduced by the Government in July last year, is soon coming to an end. Under the scheme, between 8 July 2020 and 31 March...
Blue Monday
So, you've probably heard by now that it's 'Blue Monday'... Worrying about money can make your mental health worse - poor mental health can make...
A reminder of what we can help you with…
At Mortgage Solutions Belfast, we've got you covered! A reminder of what we can help you with: 🔑 Mortgages 💗 Life insurance 💷 Income protection 🏥...
We’re still open!
The Government has confirmed that the housing market will remain open for business during the national lockdown. Safety is paramount and everyone...
Did you know that mortgage approvals reached a 13-year high last year?
Banks and building societies approved 104,969 mortgages in November, the highest number seen since just before the financial crisis in 2007,...
End of stamp duty holiday fuelling rising demand for NI homes.
Local demand for new homes continued to grow in November as the end of the stamp duty holiday loomed, according to a report published today. A...