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The Best Bits of 2023
It’s time to reflect on how 2023 shaped the mortgage and property markets in Belfast.
Mortgage Rate Predictions 2024 and Their Impact on Homeowners
Mortgage rates are poised for potential changes in 2024, as experts weigh in on the likelihood of a significant decrease. A recent report from...
A Look at Belfast’s Thriving Property Market
In a welcome turn of events, the latest data from the Northern Ireland Statistics and Research Agency (Nisra) reveals a robust growth in house...
Renting vs buying: Should I get a mortgage?
What are the advantages of buying a house? Here are the main upsides of home ownership. SecurityYou can’t be made to move out at short notice...
Five reasons your mortgage application could be rejected (and what you can do to fix it!)
1. You have a poor credit history Lenders want to see that you can be trusted with money. If you have poor credit, potential lenders will worry...
Why home insurance is important…
While it is hoped you’ll never have to call on insurance, you will be relieved it is in place if you do. You will likely have some form of insurance...
Overpay or reduce the term?
IS IT BETTER TO MAKE MORTGAGE OVERPAYMENTS OR DECREASE THE TERM? There is no denying the pandemic has impacted people and households in many ways....
Northern Ireland – strongest performing UK region!
HOUSE prices in Northern Ireland are 14.3 per cent higher than last year, according to a new index from Nationwide. The building society put the...
The Importance of Income Protection
Up to one million people each year find themselves out of work due to sickness. Whatever your situation, income protection is something to strongly...
Top Tips for First Time Buyers
Making the decision to buy your first home is one of life’s biggest and most exciting milestones. With this being said, it’s so important that you...
The importance of planning for your future.
When is the right time to start financially planning for the future? Whether this is through saving for your first mortgage or having life insurance...
CALLING ON ALL LANDLORDS IN NEGATIVE EQUITY!
NOW IS THE TIME TO ACT IN ORDER TO GET BACK ON TRACK It’s painfully apparent that the risk of not receiving rent during the Covid-19 pandemic...
NI HOUSE MARKET STAYS STRONG IN EARLY 2021
According to a recent survey, demand from potential buyers remained strong in January. Looking ahead, Northern Ireland surveyors expect both sales...
Northern Ireland in TOP 3 most affordable places to buy…
DID YOU KNOW… ...that Northern Ireland is in the TOP 3 most affordable places to buy a house right now (alongside north-east England and Scotland)?...
5 great reasons to choose us for your BTL mortgage…
The size of the buy-to-let mortgage sector has been pretty stable over the last couple of years at around £36 billion. However, IMLA (The...
No deposit? No problem!
Good news - it's today been revealed that a further £13m funding has been secured to Co-Ownership to provide assistance to first-time buyers...
Will stamp duty holiday be extended?
The stamp duty holiday, introduced by the Government in July last year, is soon coming to an end. Under the scheme, between 8 July 2020 and 31 March...
Blue Monday
So, you've probably heard by now that it's 'Blue Monday'... Worrying about money can make your mental health worse - poor mental health can make...
A reminder of what we can help you with…
At Mortgage Solutions Belfast, we've got you covered! A reminder of what we can help you with: 🔑 Mortgages 💗 Life insurance 💷 Income protection 🏥...
We’re still open!
The Government has confirmed that the housing market will remain open for business during the national lockdown. Safety is paramount and everyone...
Did you know that mortgage approvals reached a 13-year high last year?
Banks and building societies approved 104,969 mortgages in November, the highest number seen since just before the financial crisis in 2007,...
End of stamp duty holiday fuelling rising demand for NI homes.
Local demand for new homes continued to grow in November as the end of the stamp duty holiday loomed, according to a report published today. A...
Do missed payments affect your chances of getting a mortgage?
When you sign up to a credit agreement, such as a mobile phone contract, you’re promising to abide by its rules. This includes when you’ve got to...
10% deposit mortgage are back!
10% deposit mortgage are back! We now have 5 lenders providing great deals for First Time Buyers. We also have a NO DEPOSIT option when...
Introducing our HERO MORTGAGE…
Introducing our HERO MORTGAGE, for those of you who provide vital community services! We appreciate the hard work you put in to helping our...
House buying during Covid…is it for me?
Are you thinking of buying your first home, but want to know how coronavirus has changed the process? Below is a small guide from Mortgage Solutions...
What is Equity Release?
Equity release is a financial product for people aged 55 to 95 which allows you to release some of the cash (equity) tied up in the value of your...
How will coronavirus affect house prices in NI?
As buyers make a return to the market in Northern Ireland, a recent article in Which? looks at what could happen to house prices as the market...
The wait is over!
THE WAIT IS OVER 😃 The Northern Ireland housing market will be OPEN from Monday 15th June! 🔑 So what's new? 📍 Co-Ownership buy-outs and new...