by Ashley | Feb 27, 2026 | News, Mortgage Borrowing Limits
Recent changes across the mortgage market mean some lenders are now offering higher mortgage borrowing limits than in previous years. In certain cases, eligible borrowers may be able to borrow up to six times their gross annual salary, which is a notable shift from...
by Ashley | Feb 19, 2026 | Inflation
The UK inflation rate has fallen to 3% in the year to January, down from 3.4% in December, according to new data released by the Office for National Statistics (ONS). The latest figures suggest price pressures are continuing to ease after a period of higher inflation,...
by Ashley | Feb 17, 2026 | Savings
The new ISA rules for the 2025/26 tax year provide clarity for savers across the UK about how Individual Savings Accounts will operate both now and in the coming years. While the current system largely remains the same for the next tax year, significant reforms are...
by Ashley | Sep 29, 2025 | Uncategorised
When it comes to home rental prices, the picture across Northern Ireland has been changing rapidly in recent years. Figures from the Office for National Statistics (ONS) show that private rental accommodation has become notably less affordable since 2020. While...
by Ashley | Sep 24, 2025 | Uncategorised
The latest figures show that Northern Ireland employment trends are relatively positive, with unemployment at its lowest levels in recent history. However, while these figures compare favourably with the rest of the UK, Northern Ireland continues to record higher...
by Ashley | Sep 15, 2025 | Uncategorised
With the PropertyPal Sale now confirmed, Northern Ireland’s best known property listings website has been acquired by Distilled, the owner of Daft.ie and DoneDeal.ie, bringing the island’s largest portals under one group. This explainer sets out who bought what, when...
by Ashley | Sep 9, 2025 | Credit Score
If you’re planning to buy a home, one of the first things you should understand is how to increase your credit score. A strong score not only improves your chances of being approved for a mortgage but can also help you secure better interest rates and more flexible...
by Ashley | Sep 1, 2025 | Inflation, Mortgage Rates
Why the Bank of England Cut Rates The Bank of England has cut its base interest rate by a quarter point to 4%, the lowest level since March 2023. This decision is set to influence mortgage rates Belfast, shaping affordability for homeowners, first-time buyers, and...
by Ashley | Aug 20, 2025 | Mortgages, Mortgage Rates
Northern Ireland’s housing and mortgage market doesn’t exist in a bubble. Every change in employment, retail spending, or interest rate policy has a knock-on effect for homebuyers and homeowners. As we move through 2025, the conversation around Northern Ireland...
by Ashley | Aug 8, 2025 | House Prices
House price growth across the UK experienced a modest slowdown in the second quarter of 2025, according to the latest regional indices. The data, covering the three months to June, shows a cooling in property price momentum in most parts of the country. However,...
